Privacy Policy
Updated as of December 6, 2016

SBC Exchange("SBC" or SBC Exchange, LLC)
exclusively owns this website and all proprietary content contained herein. Your use of this website confirms and implies acceptance of SBC’s Privacy Policy (and its Terms and Conditions), which is set forth below and explains how we may collect, use, disclose and protect the information you have decided to share.
  1. Our Views on Privacy.
  2. Request or Collected Information.
  3. Protecting Information and Privacy.
  4. Cookies.
  5. Login Information.
  6. Compliance wth Legal Orders.
  7. Rights to Change or Revise Policy.

Our views on Privacy:
We respect the privacy of our users and do not share or sell the names, email or IP addresses or any of their other contact information.
Requested or collected information:
  • Contact information (contact names, mailing address, email address, telephone numbers)
  • Personal identification data (social security and/or EIN tax-id numbers and birth dates)
  • Login/Registration credentials (user or account name/number and passwords)
  • General Business Information (name of business/company, business and mailing addresses, telephone numbers, and any business documents which, at your request and permission, are to be shared with a potential lender)

Protecting Information and Privacy:
SBC values the security of your information and uses commercially reasonable safeguards to 1) verify your identity before granting you initial access to your account; and 2) protect the information provided to us or collected through our services. Note that you are responsible for any use of our services on your account, whether by you or a third party, including controlling access to all your email communications from SBC.

We will also exercise reasonable care in providing secure transmission of information between your computer or mobile devices and our servers. However, as no information transmitted over the Internet can be guaranteed 100% secure, we cannot ensure or warrant the security of any information transmitted to us over the Internet and hence accept no liability for any unintentional disclosure. Should a data breach occur at SBC, we will notify you within 45 days of such with details on the type of information breached, approximate date/time of occurrence, what steps you may undertake to further protect your information and what steps we are implementing to handle this breach and other measures to prevent such recurrence.

Access to some information at SBC may require cookies and therefore we will use them for the purpose of conveying analytics and data trends on how you may use our site, services and establish user preferences. This is done to facilitate efficient operation and maintenance of our website and these cookies are not linked to any of your personally identifiable information.

On other occasions, our advertisers and sponsors (which we currently do not use but reserve the right and discretion to do so) may also use cookies without our being aware of the manner in which they are being used.

As the end user, you may be able to block or delete such cookies or simply refuse to access our site. By choosing to do so, in some instances where your browser settings are modified to reject all cookies, SBC’s website may not function properly and the user bears all responsibility for any resulting loss of functionality.

Login Information:
Whenever you visit SBC’s website, your login information is automatically recorded by our servers (e.g. internet service provider (ISP), referring/exit pages, IP address, browser type, date/time stamp, page views, number of clicks and interaction with links, other domain names and etc.). None of these log files information is shared externally.This is primarily done for analysis of traffic and user trends, site administration, fraud prevention and demographic insights.

Compliance with Legal Orders:
While we regard your information as confidential and treat it as such, under certain circumstances, we may be forced to comply with a valid subpoena from legitimate law enforcement agencies and/or courts of law and relinquish this information. If you are engaged in any type of criminal activity, then you may want to reconsider using this site and submitting your business and personal information to our database records.

Rights to change or revise policy:
SBC reserves the right to change or modify the above privacy policy at any point in the future and also without prior notification. On such occasions, this is done to reflect the changes in our business and practices. Users of this site and its services should periodically review this page to look for any material changes, of which we will notify all registered users via email or posted notification on this site. Otherwise, please refer to “Updated as of…” section at the top for the last modified date of this policy.